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Here at Encompass Mortgage Services, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!

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Mortgage Calculators

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Understanding Your True Monthly Mortgage Cost in 2025

Understanding Your True Monthly Mortgage Cost in 2025

Oct 23, 2025

Understanding mortgage payments beyond principal and interest. Discover hidden costs like property taxes, insurance, and PMI that impact your monthly budget.

Is Now the Right Time for a Home Equity Line of Credit?

Is Now the Right Time for a Home Equity Line of Credit?

Oct 21, 2025

Learn when a Home Equity Line of Credit makes financial sense, the risks involved, and how to evaluate if now is the right time for a HELOC.

Combination Mortgages: Eliminate Private Mortgage Insurance

Combination Mortgages: Eliminate Private Mortgage Insurance

Oct 16, 2025

Learn how combination mortgages work, their advantages and disadvantages, and whether this financing strategy is right for your home purchase.