We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at Encompass Mortgage Services, we have the right loan program for you. Whether you are looking for Purchase, Refinance, or Specialized Loans, we can do it!
Browse our selection of calculators and tools. You will find what you need to get started, and then contact us today for a free, personalized consultation..
🎉 Happy New Year 2026! 🎉
Jan 01, 2026
Wishing you a happy New Year from our mortgage team. Ready to make your homeownership goals a reality in 2026? We are here to help.
FHA Compensating Factors: Strengthening Your Loan Application
Dec 30, 2025
Learn how FHA compensating factors can help you qualify for a home loan despite credit or income challenges. Understand what factors matter most.
Is a 15-Year Mortgage a Good Choice?
Dec 26, 2025
15-Year Mortgages offer a lower interest rates than 30-Year Mortgages and they help you build equity faster.
